I don't like cussing so SHEEET will have to do here lol.
First oh sheeeet thing to happen is I didn't get the bike. The guy who was going to sell it to me who quoted $250 (that was HIS price) got an offer for $400 so he reneged on the deal. I couldn't go get it that day but he promised to hold it as he said he had not gotten any response when he placed the ad a few weeks ago. But oh sheeeet, of course in the few days before I was going to pick it up, someone came along and offered more. So much for promises, but hey, I understand. A person has to make a buck and he at least called me to let me know before I drove over an hour to get it.
Second oh sheeeet thing is that hurricane last week flooded the riding trail again. I was hoping to do the 15 mile ride this week, but that will have to wait. I can only really go on Wednesdays and next week my family will be coming in and I have a stress test that morning so maybe the following week. I hate it though because I was all stoked up about getting that 15 miles behind me.
Third oh sheeet thing, the worst of all. is living in Florida, homeowner's insurance is through the roof. If you have a mortgage, you are forced to have it and you are forced to have hurricane insurance. Well I have no mortgage, but I don't want to not have any insurance. Last year I paid $2500 and some change for insurance for the year. I was dreading this year's bill which comes in November and the other day I received mine. This year.......... ugh!!! $4,989.31 !!!!! That is almost double. There are not a lot of insurance companies that serve Florida, but I started calling around and got some quotes. I finally found a lower rate if my roof had hurricane straps on it which is on the building code now for new built homes. Well my house is older, built in the 60's. Nice solid built house as were most of the houses built back then. Unlike these things they throw together in a few days now. This house has been through many hurricanes and the only damage I have had is that stupid piece of soffit that blew off two hurricanes ago. I had that fixed and it did not blow off this time.
A few years ago, when insurance went up, I had them come and do a wind mitigation and got that which kept the rates a bit lower, but they said there were no hurricane straps. Today I am having them install hurricane straps to bring it up to code. So my insurance will be right at $3000 a year with those. It is costing $2300 for the hurricane straps, so I will still be putting out over $5000 but in the long run it will keep my rates down.
If I had any sense, I would get out of this state, but I can't leave because I can't take my granddaughter out of the state as long as her dad is still among the living. And I wouldn't separate her from her baby brother anyway.
So here I am, no new bike, no trail to ride my 15 miles, and living in Florida having to pay through the rear for everything. But hey, I am alive and that is all that matters. And all of those things will change. I will find a bike, the trail will be ridable in a couple of weeks. Insurance will probably go up again next year, but at least my roof will not blow off in the next hurricane lol. Well I wasn't too worried about it blowing off since it has survived about 10 hurricanes since I have lived in it, and who knows how many more before, but hey, I will save money on the atrocious insurance bills anyway.
That is all I have for today, just a bunch of Sheeeet!!
Much love,
Lia 11/17/2022